Tag: Mobile Home

  • Village of Valatie v. Smith, 83 N.Y.2d 396 (1994): Amortization of Nonconforming Uses Upon Transfer of Ownership

    Village of Valatie v. Smith, 83 N.Y.2d 396 (1994)

    A municipality may constitutionally terminate a nonconforming use of property upon the transfer of ownership, provided that the regulation is reasonable and does not inflict a substantial loss on the owner that outweighs the public benefit.

    Summary

    The Village of Valatie sought to enforce a local law prohibiting mobile homes outside designated parks, allowing pre-existing mobile homes to remain as nonconforming uses until a change in ownership. When defendant inherited her father’s mobile home, the Village sued to remove it. The court addressed whether terminating a nonconforming use upon transfer of ownership is a valid amortization method. The Court of Appeals held that the local law was facially valid, emphasizing that municipalities have the right to eliminate nonconforming uses through reasonable measures, including amortization periods triggered by events like transfer of ownership, and the defendant failed to prove the law’s unconstitutionality beyond a reasonable doubt.

    Facts

    In 1968, the Village of Valatie enacted a law prohibiting mobile homes outside mobile home parks. An exception was made for existing mobile homes meeting health standards, allowing them to remain as nonconforming uses until ownership of either the land or mobile home changed. The defendant inherited a mobile home from her father in 1989, which was a pre-existing nonconforming use under the 1968 law. The Village then initiated legal action to enforce the law and have the mobile home removed.

    Procedural History

    The Village sued to enforce the local law. The Supreme Court granted summary judgment to the defendant, deeming the ordinance unconstitutional. The Appellate Division affirmed, finding the amortization period unreasonable because it bore no relationship to the land use or investment. The Village appealed to the New York Court of Appeals.

    Issue(s)

    Whether a municipality may constitutionally establish an amortization period for a nonconforming use that terminates upon the transfer of ownership of the property or the nonconforming use itself?

    Holding

    Yes, because municipalities have the authority to reasonably limit the duration of nonconforming uses, and the defendant failed to demonstrate that the local law was facially unconstitutional beyond a reasonable doubt.

    Court’s Reasoning

    The Court of Appeals reasoned that municipalities have the authority to enact laws reasonably limiting the duration of nonconforming uses, characterizing the allowance of such uses as a “grudging tolerance.” The Court stated, “[W]e have recognized the right of municipalities to take reasonable measures to eliminate them.” An amortization period is a grace period that gives owners fair notice of the law and a fair opportunity to recoup their investment. The validity of an amortization period depends on its reasonableness. The Court has avoided any fixed formula for determining what constitutes a reasonable period. Instead, the Court held that an amortization period is presumed valid, and the owner must carry the heavy burden of overcoming that presumption by demonstrating that the loss suffered is so substantial that it outweighs the public benefit to be gained by the exercise of the police power. The Court also rejected the argument that the law violated the principle that zoning should regulate land use rather than ownership, stating that all similarly situated owners are treated identically and that the law recognizes the special status of those who have a pre-existing use at the time land controls are adopted. “The test remains whether the period unreasonably inflicts a substantial loss on the owner or fails to comport to the reasonableness required by due process.” The Court found that the defendant failed to prove unconstitutionality beyond a reasonable doubt.

  • Albany Discount Corp. v. Mohawk Nat. Bank, 28 N.Y.2d 222 (1971): Mobile Homes as Motor Vehicles Under UCC

    Albany Discount Corp. v. Mohawk Nat. Bank, 28 N.Y.2d 222 (1971)

    Under UCC § 9-302(1)(d), a mobile home that is required to be licensed or registered as a motor vehicle under state law is considered a motor vehicle, thus requiring a financing statement to be filed to perfect a purchase money security interest, even if the home is primarily used as a residence.

    Summary

    Albany Discount Corporation (ADC) sought to recover a mobile home from Mohawk National Bank, which had seized it after a default by a subsequent possessor who mortgaged it. ADC had an earlier retail installment contract, properly filed but not refiled as required by pre-UCC law. The court addressed whether a mobile home is a “motor vehicle” under UCC § 9-302(1)(d), which would require filing a financing statement to perfect a security interest. The court held that the mobile home was a motor vehicle because it was required to be licensed or registered under the Vehicle and Traffic Law, and thus ADC’s failure to properly refile its financing statement resulted in the bank having a superior lien.

    Facts

    The La Pumees purchased a mobile home in April 1962 for personal use. The mobile home was 50 feet long and 10 feet wide, containing five furnished rooms. They executed a retail installment contract, which was assigned to Albany Discount Corporation (ADC) on the same day. ADC filed the contract on April 30, 1962, but did not refile it in May 1965, as required by the then-applicable Personal Property Law. A subsequent possessor mortgaged the mobile home to Mohawk National Bank in February 1966. After a default, the bank seized the mobile home, prompting ADC to sue for conversion.

    Procedural History

    The lower court ruled in favor of Mohawk National Bank, finding that ADC had not maintained its lien against subsequent lienors due to its failure to refile the financing statement. The Appellate Division affirmed this decision. ADC appealed to the New York Court of Appeals.

    Issue(s)

    Whether a mobile home is a “motor vehicle” required to be licensed or registered under state law, as contemplated by UCC § 9-302(1)(d), such that a financing statement must be filed to perfect a purchase money security interest.

    Holding

    Yes, because the Vehicle and Traffic Law requires house trailers to be licensed or registered if operated on highways, a mobile home falls within the definition of “motor vehicle” under UCC § 9-302(1)(d), thereby requiring the filing of a financing statement to perfect a purchase money security interest.

    Court’s Reasoning

    The court reasoned that under UCC § 9-302(1)(d), a purchase money security interest in consumer goods is automatically perfected without filing, unless the goods are “motor vehicles” required to be licensed or registered. The court looked to the Vehicle and Traffic Law, which includes house trailers (mobile homes) as vehicles requiring registration when operated on the highway. The court emphasized a functional approach, noting that the Vehicle and Traffic Law focuses on public safety and revenue, while Article 9 of the UCC concerns credit transactions. The court stated that the filing requirement for motor vehicles under the UCC reflects pre-code experience that motor vehicles are chattels of greater value, more likely to be refinanced or resold, and thus likely to remain in the stream of commerce. The court also highlighted that most states with title certification statutes include house trailers. The court explicitly stated, “Consequently, the code test is satisfied if the mobile home may be registered as a motor vehicle and the mobile home need not in fact have been registered.” While acknowledging commentary suggesting that larger, less frequently moved mobile homes might warrant different treatment, the court concluded that legislative action would be necessary to establish clear distinctions based on size, equipment, or weight. The court specifically agreed with the holding in In re Vinarsky and disagreed with Recchio v. Manufacturers & Traders Trust Co. The court affirmed the lower courts’ decisions, holding that the bank was entitled to summary judgment because ADC failed to maintain its lien against subsequent lienors by not refiling its financing statement.